Payment Hardware Security Module (HSM)
The payment industry, banks and financial services companies rely on specialized payment HSM-to securely a number of functions:
- Verifying user-entered PIN against reference PIN held by card issuer
- Verifying debit/credit card transactions by conducting host processing duties for EMV-based transactions or checking CSVs
- Supporting a crypto-API with an EMV
- Re-encrypting a PIN block to be sent another authorization host
- Performing secure key management
- Supporting POS ATM network management protocol
- Supporting host-host key/data exchange API standards
- Generation and printing of “PIN mailer”
- Generating PVV and CVV data for magnetic stripe cards
- Generating a card keyset and supporting the smart card personalization process
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