Payment Hardware Security Module (HSM)

The payment industry, banks and financial services companies rely on specialized payment HSM-to securely a number of functions:

• Verifying user-entered PIN against reference PIN held by card issuer
• Verifying debit/credit card transactions by conducting host processing duties for EMV-based transactions or checking CSVs
• Supporting a crypto-API with an EMV
• Re-encrypting a PIN block to be sent another authorization host
• Performing secure key management
• Supporting POS ATM network management protocol
• Supporting host-host key/data exchange API standards
• Generation and printing of “PIN mailer”
• Generating PVV and CVV data for magnetic stripe cards
• Generating a card keyset and supporting the smart card personalization process